Temporary Car Insurance

One Day
Car Insurance

  • Be on the road in minutes
    (or set a start time)
  • Your car or someone else’s
  • Comprehensive cover

We know
short term insurance

We are part of Acorn Insurance.

Acorn have sold over 500,000
short term policies in the UK.

How much does it cost?

The actual cost depends on the car,
your personal details and your driving history.

How much does it cost?

The actual cost depends on the car, your personal details and your driving history.

1 day policies: from £10.71

What are you covered for?

Details of cover can be read in documents.

What are you covered for?

Details of cover can be read in documents.

  • Comprehensive cover
  • Social, domestic & pleasure use
  • Commuting (up to 4 hours a day)
  • Third-party insurance for travel in EU, EEA & Switzerland
  • No cover for business or work use

Your Eligibility

Key criteria about you include:

  • Full UK Driving Licence
  • Aged 26 – 78
  • Resident in UK Mainland
    (Not Northern Ireland)
  • Can have made a recent insurance claim
  • We consider drivers with up to 3 penalty points in the last 5 years

Car Eligibility

Key eligibility criteria include:

  • Registered in UK
  • Your car or someone else’s
  • Has an MOT (unless driving to a pre-booked MOT appointment)
  • £500 to £50,000 in value
  • Is not SORN (unless to drive to a pre-booked MOT). SORN stands for Statutary Off Road Notification. If your car is SORN it cannot be parked or driven on a public road. Read more
  • Not imported, left hand drive, or modified
    (except if modified for mobility reasons)
  • Not a hire or rental vehicle

One day insurance is ideal for…

  • Any trip or journey where you might otherwise hire a car
  • An emergency (driver fallen ill or unable to drive)
  • An extra driver to share driving on a long trip
  • Insurance to test-drive a car
  • Insurance on a new car before annual insurance is purchased
  • Insurance when you don’t want to buy annual insurance
    (if you’re selling your car, for example)
  • Insurance to drive to a pre-booked MOT (including if vehicle is SORN)
  • Not for release of your car from a police compound
    (we offer impound insurance as a separate policy)
  • No cover if you are a learner driver

How to buy 1-Day Car Insurance

Click

Complete Form

You’ll need to know:

  • Start date/time
  • Vehicle Registration
  • Your Driving Licence Number

Pay

  • Receive Quote
  • Make Payment
  • We’ll email your policy documents (or you can access them via our portal)

Documents

Please have your certificate of motor insurance on hand when driving. The police use MID (Motor Insurance Database), a central record of all insured vehicles, to check that vehicles are insured and this is only updated once a day.

FAQs

See more FAQs in our Help Centre.

What is one day car insurance?

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Our one day car insurance policy provides insurance for the policy holder to drive a car for one day (24 hours from the start time).

The car can be owned by you or be owned by someone else (such as family member or friend).

You must have permission from the car owner.

Briefly one day car insurance provides comprehensive cover.

Can I extend my one day car insurance policy if I need additional cover ?

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We sell more than just one day car policies – you can purchase car insurance for durations of between 1 hour and 28 days.

If you find that you need insurance for longer than you expected, you won’t be able to extend the duration of a policy but if you need additional time then you can purchase a new policy that starts as your other policy expires.

Is there an excess on a one day car insurance policy?

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The standard excess on our one day car insurance policies insurance policies is £500.

There may be an additional excess to be paid of £100 depending on your vehicle details. If applicable, this will be confirmed as part of your quote summary before you decide to purchase.

If you purchase an insurance policy from us, your excess(es) will be shown on your Policy Schedule (which we will email to you when you have completed your purchase). Your policy documents are also accessible from our customer portal.